While considerable care and effort has been exercised in the gathering of the data and compilation of the web links, Fellows should note that errors and/or omissions may occur. HKAM cannot be responsible for errors which may be found in the reports or articles found in this disc. There are limitations on the accuracy, reliability and suitability of accessible information via the Internet. Fellows are advised when making use or any decision based on information obtained by this means, to verify the information independently. At the same time, the HKAM shall not be liable for any damages caused as a result of the use of the information contained in this disc.